Re: Subject Matter

Dear Friend,

My name is Diana, and I work in the compliance/client relations department at AstroBank Ltd in Cyprus, which has recently transitioned to Alpha Bank. I'm reaching out personally after finding your contact in public records while searching for possible relatives of a former client who shares your last name.

In 2011, a client named Luca, who traded in bonds and private instruments, invested EUR 21.4 million in one of our high-yield deposit accounts, which later grew to EUR 25.5 million. Sadly, he passed away in 2012 in a car accident in France, leaving no spouse, children, or designated next of kin.

I had a close professional relationship with him, and he left all the account documents in my office for safekeeping. Because he never took these papers home, his extended relatives would have no way of knowing about this investment, as they would need to see paperwork disclosing the account's existence.

Under Cypriot banking rules, banks are not required to collect next-of-kin details from foreign private clients, which has unfortunately left this account without a direct contact. I had a close relationship with him, and he kept all the account documents in my office. Because no one from his family or the bank knows these papers are in my custody, the investment has remained undiscovered and unresolved for years.

Also, please note that banks in Cyprus do not act as executors and do not actively seek potential heirs in such cases due to strict privacy rules and liability risks. Under Cyprus banking regulations, unclaimed funds remain dormant for a prescribed period. After thirteen years, such funds are transferred to the Cyprus Banking Ombudsman, and if no legitimate claim is filed within fifteen years, ownership is permanently assumed by the Government of Cyprus.

Since you share the same surname, I strongly recommend you write to the bank immediately and ask them not to proceed with or transfer the account until you have consulted with your wider family.

My goal is to ensure that these funds, earned through legitimate hard work and invested with great care, are not redirected in a way that was never intended. I would much rather see them rightfully claimed by you and your family than permanently lost. I feel very strongly about this matter and am prepared to cover all legal and administrative expenses upfront so you are not burdened. Once the proceeds are successfully released to you, I would only request that you allocate a 30% finder's fee to cover costs, including my lawyer's professional fees.

I have consulted my lawyer, who specializes in family and probate law, and he is highly confident about the chances of success. He explained that under Cypriot probate law, it is not necessary to prove a direct bloodline beyond a reasonable doubt. Instead, the courts evaluate the credibility of a claim based on the balance of probabilities, meaning that with sufficient supporting documents, you can legally advance a valid claim to these assets.

Let me know once you've had a chance to review this, and we can set up a time to discuss it in more detail or arrange a face-to-face meeting to continue the conversation. I am doing this in a personal capacity. I would kindly ask that you keep this information strictly confidential for the time being.

Should you wish to get in touch or require any additional information regarding this matter, please do not hesitate to contact me.

Warm regards,
Diana